Porte Bank Review: 3% APR And Up To 10% Cashback

So let’s take a moment to look more closely at these services and a few others that might be used a little less frequently but are no less convenient and helpful. We’ve detected that JavaScript is disabled in this browser. Please enable JavaScript or switch to a supported browser to continue using twitter.com. You can see a list of supported browsers in our Help Center. Your choice between Porte and Aspiration may come down to which cause you care about the most. Porte gives money to organizations supporting animals, children, and LGTBQ+ rights.

You can choose from six charities, and Amalgamated will donate the equivalent of half the interest you earn to the cause. On the bright side, MetaBank doesn’t have any recent public scandals. And considering donating to charity is a large part of Porte’s mission, you may decide you’re comfortable using this banking platform.

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See if your brick-and-mortar bank down the street will do that for you. Porte Bank’s direct deposit feature means you can get your paycheck a day or two earlier than everyone else, and I know that’s something that helps me out. It’s a feature I cherish about this particular digital bank. What that means is that if you were to have the $15,000 maximum in your savings account for one year, you would earn $450 in interest. That’s almost $40 extra a month in interest income, and that’s not nothing. It’s also something any Porte Bank review would be remiss by not including because it’s kind of a big deal.

You link to a funding source when you open your account, but you also can link to your PayPal or other bank accounts so you can ostensibly manage all your financial transactions from one place. Direct deposit means an earlier payday. If you’ve never used a digital bank or direct deposit, you can’t truly understand the value of this, but you will. When payday is the first and 15th of each month, and you get your check on the 30th or even the 29th, that can be a big help.

4, I have a few transaction on this bank that I never made, so beware of scammers from this bank. 2, the app is always under maintenance and will constantly log you out for several hours, you won’t even be able to log in at all. Download today and get ready to secure your financial freedom. Every once and awhile, the app logs me off “due to an error”. The app seems to log me off whenever I tried to open the app through the notification. Once I log in, instead of taking me to what I selected in the notification, it takes me to the dashboard.

Banking services provided by MetaBank,® N.A., Member FDIC. No minimum balance to open an optional Savings Account. To open a Savings Account, consent to receive communications from us in electronic form is required.

Overall, Porte Banking is mostly recommended based on community reviews that rate customer service and user experience. See if you qualify for student loan refinancing and compare real time offers. No bank can make everyone happy, but Porte Bank takes a shot at it and comes pretty close.

Then again, remember that unhappy people complain louder than happy people sing praises, so this might be a grain-of-salt situation. Again, I can’t speak to it directly because I had no issues. It’s $3.95 per transaction, so your smaller cash deposits might not be a good idea.